If you are going to travel or go on vacation, there is a very high chance that you will need a credit card sooner or later. Sometimes even before departure when booking a flight or hotel, and especially when picking up a rental car. In addition, a credit card has several other useful advantages while traveling and on vacation. Below, we will share the 5 benefits of a credit card and which credit card we consider the best for travelers.
Do you really need a Credit Card on vacation or while traveling?
Yes, we can be brief and concise about it. During our travels, we often find ourselves in small villages where it’s impossible to withdraw cash or use a regular debit card for payment. In those situations, having a globally accepted credit card is truly invaluable. Additionally, most foreign airlines only accept credit cards for flight bookings, and you also need one when picking up a rental car. This is because you’re required to present a credit card in the name of the main driver when collecting a rental car. Without a credit card, you simply won’t be able to rent a car anywhere in the world. That’s why we always carry our credit card with us on all our trips. It provides us with financial security, which is crucial when traveling or on vacation.
The best Credit Card for Travel and Holidays + advantages
There can be a big difference between credit cards. Do you travel often or go on vacation regularly? Then we highly recommend the Visa World Card from ICS. This Visa credit card allows you to make payments worldwide and comes with several great benefits for frequent travelers:
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Extra travel insurance included: When you pay for your trip or vacation with your credit card, you’re automatically covered worldwide with travel accident, flight delay, and baggage delay insurance.
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Purchase protection for 180 days: Any purchase made with the card is insured for 180 days against loss, theft, or damage — even while traveling.
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Delivery guarantee: Didn’t receive an item you ordered? You can have the payment reversed and get your money back.
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24/7 customer service: ICS is available by phone 24 hours a day, 7 days a week for urgent questions.
The disadvantages of a Credit Card
A credit card doesn’t only have advantages but also a few disadvantages. It can sometimes be more difficult to obtain a credit card, for example, if you have a debt. Additionally, the biggest drawback is that withdrawing cash is more expensive than using your debit card. It’s better to do this only in emergencies when your debit card doesn’t work. Paying with your debit card is free, and it’s wise to make online purchases with your credit card. This way, you are always guaranteed delivery and automatically insured.
How long does it take to apply for a Credit Card?
To apply for a credit card, you will need an identification document and the amount of your monthly salary. The application process takes about 5 minutes. You will receive the credit card within five business days, and you can start using it immediately after activation. You can cancel it at any time.
